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In enhancement, clients for this sort of strategy can have severe legal or criminal histories. It is necessary to keep in mind that various carriers use a variety of concern ages on their ensured issue policies as low as age 40 or as high as age 80 - companies that sell burial insurance. Some will also provide greater face values, as much as $40,000, and others will certainly enable for much better survivor benefit conditions by enhancing the interest price with the return of costs or reducing the variety of years till a full fatality benefit is readily available